Qualifications
- Fellowship Fellowship of the CII is universally regarded as the premier qualification for those working in the insurance industry.
- AdvDipIP (Advanced Diploma in Financial Planning) This qualification enables professional advisers to develop specialist planning capabilities, covers topics such as: personal tax and trust, business financial, pension and investment planning.
- Diploma in Regulated Financial Planning The RQF Level 4 Diploma in Regulated Financial Planning meets the FCA’s qualification requirements for retail investment advisers, developing core technical knowledge and financial planning capabilities across six core areas.
- Cert CII (ER) (Certificate in Equity Release) The Level 3 Certificate in Equity Release meets the FCA’s requirement for mortgage advisers and those advising on equity release schemes. In addition to developing advisory skills, the Certificate offers an understanding of equity release regulation, products, market practice, and customer needs.
- CertPFS (DM) (Certificate in Discretionary Investment Management) The RQF Level 4 Certificate in Discretionary Investment Management develops the wealth strategy and portfolio management skills required for effective discretionary investment management. The qualification satisfies the FCA appropriate qualification requirements for this class of business.
- Level 4 Award in Pensions Update This single unit qualification develops and tests knowledge of pension reforms and how they impact at-retirement advice.
- Cert CII (MP) (Certificate in Mortgage Advice) The Level 3 Certificate in Mortgage Advice meets the FCA’s qualification requirements for mortgage advisers. It develops an understanding of the sector and the mortgage process, enabling advisers to meet individual client needs.
- CertCII (Life and Pensions) Certificate in Financial Planning (Life & Pensions route) The life and pensions route builds knowledge and understanding of the sector’s role and its activities. It considers important customer needs, solutions and products, and how individuals and organisations work within the regulatory and legislative environment.
- AF3 (Pension Planning) This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
- AF4 (Investment Planning) This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
- AF5 (Financial Planning Process) This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
- J10 (Discretionary Investment Management) At the end of this unit, candidates should be able to analyse and apply financial information and portfolio management skills.
- R01 (Financial Services, Regulation and Ethics) This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
- R02 (Investment Principles) This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
- R03 (Personal Taxation) This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
- R04 (Pensions and Retirement Planning) This qualification assesses a knowledge and understanding of and ability to analyse pension and retirement planning issues.
- R06 (Financial Planning Practice) This qualification helps advisers develop and demonstrate their financial planning capabilities.
- R08 (Pension Update) This qualification focuses on pension reforms and how they affect advice, including the new legislative, compliance and reporting requirements.
- CF6 (Certificate in Mortgage Advice) This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
- CF8 (Certificate in Financial Planning and Long-Term Care Insurance) This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.
- ER1 (Equity Release) This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
- R05 (Financial Protection) This qualification assesses a knowledge and understanding of and ability to analyse financial protection planning issues.
Professionally
Nick is a Chartered financial planner with more than 11 years of experience dealing with a variety of client needs, from investments and pensions to inheritance planning and corporate clients.